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	<title> &#187; Medicaid Planning</title>
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		<title>Life Estates Are No Longer an Effective Tool To Preserve Your Home From Medicaid Recovery</title>
		<link>http://www.andreolilaw.com/life-estates-are-no-longer-an-effective-tool-to-preserve-your-home-from-medicaid-recovery/</link>
		<comments>http://www.andreolilaw.com/life-estates-are-no-longer-an-effective-tool-to-preserve-your-home-from-medicaid-recovery/#comments</comments>
		<pubDate>Sat, 29 Oct 2011 16:11:20 +0000</pubDate>
		<dc:creator>Craig A. Andreoli</dc:creator>
				<category><![CDATA[Irrevocable Trust]]></category>
		<category><![CDATA[Life Estates]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Medicaid Recovery]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[irrevocable trust]]></category>
		<category><![CDATA[irrevocable trusts]]></category>
		<category><![CDATA[Medicaid penalty]]></category>
		<category><![CDATA[Medicaid Planning]]></category>
		<category><![CDATA[medicaid recovery law]]></category>

		<guid isPermaLink="false">http://www.andreolilaw.com/?p=952</guid>
		<description><![CDATA[Life Estates are no longer an effective tool to preserve your home from Medicaid. Due to a recent change in the law, Medicaid now has the power to recover part of the value of your home upon your death if you have a life estate. If a life estate was used in your planning to protect the value of your home, then your plan must be reviewed and maybe changed to avoid having New York State to be able to recover a portion of the value of the life estate. There are still effective alternative ways to keep your assets safe from Medicaid Recovery, but you should act now.]]></description>
			<content:encoded><![CDATA[<p>Life Estates are no longer an effective tool to preserve your home from Medicaid. Due to a recent change in the law, Medicaid now has the power to recover part of the value of your home upon your death if you have a life estate. If a life estate was used in your planning to protect the value of your home, then your plan must be reviewed and maybe changed to avoid having New York State to be able to recover a portion of the value of the life estate. There are still effective alternative ways to keep your assets safe from Medicaid Recovery, but you should act now.</p>
<p>If you or a loved one finds themselves in this unfortunate predicament, then stay tuned to the site for further information or call us for a complimentary consultation about your situation.</p>
<p>&nbsp;</p>
<p><img class="alignleft size-large wp-image-968" title="Newsletter 10-15-11 page 1" src="http://www.andreolilaw.com/wp-content/uploads/Newsletter-10-15-11-page-1-791x1024.jpg" alt="Newsletter 10 15 11 page 1 791x1024 Life Estates Are No Longer an Effective Tool To Preserve Your Home From Medicaid Recovery" width="706" height="913" /><img class="alignleft size-large wp-image-967" title="Newsletter 10-15-11 page 2" src="http://www.andreolilaw.com/wp-content/uploads/Newsletter-10-15-11-page-2-791x1024.jpg" alt="Newsletter 10 15 11 page 2 791x1024 Life Estates Are No Longer an Effective Tool To Preserve Your Home From Medicaid Recovery" width="706" height="910" /></p>
]]></content:encoded>
			<wfw:commentRss>http://www.andreolilaw.com/life-estates-are-no-longer-an-effective-tool-to-preserve-your-home-from-medicaid-recovery/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Have We Seen the End of Life Estates?</title>
		<link>http://www.andreolilaw.com/have-we-seen-the-end-of-life-estates/</link>
		<comments>http://www.andreolilaw.com/have-we-seen-the-end-of-life-estates/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 13:21:39 +0000</pubDate>
		<dc:creator>Craig A. Andreoli</dc:creator>
				<category><![CDATA[Life Estates]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Medicaid Recovery]]></category>
		<category><![CDATA[Medicaid Planning]]></category>
		<category><![CDATA[medicaid recovery law]]></category>

		<guid isPermaLink="false">http://www.andreolilaw.com/?p=932</guid>
		<description><![CDATA[Life Estates are no longer an effective tool to preserve your home, but there are still effective ways to keep your assets safe from Medicaid Recovery.]]></description>
			<content:encoded><![CDATA[<p>Life Estates are no longer an effective tool to preserve your home from Medicaid. Due to a recent change in the law, Medicaid now has the power to recover part of the value of your home upon your death if you have a life estate. If a life estate was used in your planning to protect the value of your home, then your plan must be reviewed and maybe changed to avoid having New York State to be able to recover a portion of the value of the life estate. There are still effective alternative ways to keep your assets safe from Medicaid Recovery, but you should act now.</p>
<p>If you or a loved one finds themselves in this unfortunate predicament, then stay tuned to the site for further information or call us for a complimentary consultation about your situation.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.andreolilaw.com/have-we-seen-the-end-of-life-estates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Harvest Health Fair</title>
		<link>http://www.andreolilaw.com/harvest-health-fair/</link>
		<comments>http://www.andreolilaw.com/harvest-health-fair/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 13:20:33 +0000</pubDate>
		<dc:creator>Craig A. Andreoli</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Irrevocable Trust]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[irrevocable trusts]]></category>
		<category><![CDATA[Medicaid Planning]]></category>
		<category><![CDATA[Seminar]]></category>
		<category><![CDATA[Seminars]]></category>

		<guid isPermaLink="false">http://www.andreolilaw.com/?p=938</guid>
		<description><![CDATA[[ October 15, 2011; 10:00 am to 2:00 pm. ] Join us for the Mills Pond Nursing &#038; Rehabilitation Center's Harvest Health Fair on Saturday, October 15, 2011.  In addition to Hay Rides, Face Painting, Pony Rides and Candy Apples, there will be several educational tables.  One of which Craig A. Andreoli will be available to answer questions you may have about Elder Law.
So come on down, have some fun and walk away knowing a little more about Elder Care, Stroke Awareness and so much more.]]></description>
			<content:encoded><![CDATA[<table class="ec3_schedule"><tr><td colspan="3">October 15, 2011</td></tr><tr><td class="ec3_start">10:00 am</td><td class="ec3_to">to</td><td class="ec3_end">2:00 pm</td></tr></table><p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>Join us for the Mills Pond Nursing &amp; Rehabilitation Center&#8217;s Harvest Health Fair on Saturday, October 15, 2011. In addition to Hay Rides, Face Painting, Pony Rides and Candy Apples, there will be several educational tables. One of which Craig A. Andreoli will be available to answer questions you may have about Elder Law.<br />
So come on down, have some fun and walk away knowing a little more about Elder Care, Stroke Awareness and so much more.</p>
<p><a href="http://www.andreolilaw.com/harvest-health-fair/health-care-fair-flyer/" rel="attachment wp-att-939"><img class="alignleft size-full wp-image-939" title="Health Care Fair Flyer" src="http://www.andreolilaw.com/wp-content/uploads/Health-Care-Fair-Flyer.jpg" alt="Health Care Fair Flyer Harvest Health Fair" width="683" height="875" /></a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medicaid Seminar at Gurwin Jewish Nursing and Rehabilitation Center</title>
		<link>http://www.andreolilaw.com/medicaid-seminar-at-gurwin-jewish-nursing-and-rehabilitation-center/</link>
		<comments>http://www.andreolilaw.com/medicaid-seminar-at-gurwin-jewish-nursing-and-rehabilitation-center/#comments</comments>
		<pubDate>Fri, 26 Aug 2011 20:11:45 +0000</pubDate>
		<dc:creator>Craig A. Andreoli</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Irrevocable Trust]]></category>
		<category><![CDATA[Life Estates]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[irrevocable trust]]></category>
		<category><![CDATA[irrevocable trusts]]></category>
		<category><![CDATA[Medicaid benefits]]></category>
		<category><![CDATA[Medicaid eligibility]]></category>
		<category><![CDATA[Medicaid penalty]]></category>
		<category><![CDATA[Medicaid penalty period]]></category>
		<category><![CDATA[Medicaid Planning]]></category>
		<category><![CDATA[Medicaid Transfer Penalty Period]]></category>
		<category><![CDATA[Seminar]]></category>
		<category><![CDATA[Seminars]]></category>
		<category><![CDATA[spousal refusal]]></category>

		<guid isPermaLink="false">http://www.andreolilaw.com/?p=917</guid>
		<description><![CDATA[[ September 21, 2011; 7:00 pm to 9:00 pm. ] Please attend our Medicaid seminar sponsored by Gurwin Jewish Nursing and Rehabilitation Center.  Many new laws have been issued that affect asset preserving techniques that you may be familiar with such as irrevocable trusts and life estates.  Learn about the Medicaid program and how to navigate through its complicated laws and regulations.  This is one you do not want to miss!]]></description>
			<content:encoded><![CDATA[<table class="ec3_schedule"><tr><td colspan="3">September 21, 2011</td></tr><tr><td class="ec3_start">7:00 pm</td><td class="ec3_to">to</td><td class="ec3_end">9:00 pm</td></tr></table><p><a href="http://www.andreolilaw.com/medicaid-seminar-at-gurwin-jewish-nursing-and-rehabilitation-center/slide1/" rel="attachment wp-att-918"><img class="alignleft size-full wp-image-918" title="Seminar Flyer" src="http://www.andreolilaw.com/wp-content/uploads/Slide1.jpg" alt="Slide1 Medicaid Seminar at Gurwin Jewish Nursing and Rehabilitation Center" width="662" height="882" /></a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.andreolilaw.com/medicaid-seminar-at-gurwin-jewish-nursing-and-rehabilitation-center/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Year, New Tax Laws, Same Problems&#8230;How Will You Pay for Long Term Care and Still Preserve Your Assets?</title>
		<link>http://www.andreolilaw.com/new-year-new-tax-laws-same-problems-how-will-you-pay-for-long-term-care-and-still-preserve-your-assets/</link>
		<comments>http://www.andreolilaw.com/new-year-new-tax-laws-same-problems-how-will-you-pay-for-long-term-care-and-still-preserve-your-assets/#comments</comments>
		<pubDate>Sat, 05 Feb 2011 00:45:17 +0000</pubDate>
		<dc:creator>Craig A. Andreoli</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Irrevocable Trust]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[estate tax]]></category>
		<category><![CDATA[estate tax laws]]></category>
		<category><![CDATA[gift tax]]></category>
		<category><![CDATA[irrevocable trust]]></category>
		<category><![CDATA[irrevocable trusts]]></category>
		<category><![CDATA[Medicaid penalty]]></category>
		<category><![CDATA[Medicaid Planning]]></category>
		<category><![CDATA[new estate tax exemption]]></category>
		<category><![CDATA[New Tax Laws]]></category>
		<category><![CDATA[Seminar]]></category>
		<category><![CDATA[Seminars]]></category>

		<guid isPermaLink="false">http://www.andreolilaw.com/?p=805</guid>
		<description><![CDATA[[ February 17, 2011; 10:00 am to 11:30 am. 6:00 pm to 7:30 pm. ] Join us for a Complimentary Seminar that will educate you on the new Estate Tax and Gift Tax Laws and whether or not they affect Medicaid and Estate Planning.  
]]></description>
			<content:encoded><![CDATA[<table class="ec3_schedule"><tr><td colspan="3">February 17, 2011</td></tr><tr><td class="ec3_start">10:00 am</td><td class="ec3_to">to</td><td class="ec3_end">11:30 am</td></tr><tr><td class="ec3_start">6:00 pm</td><td class="ec3_to">to</td><td class="ec3_end">7:30 pm</td></tr></table><p><a rel="attachment wp-att-806" href="http://www.andreolilaw.com/new-year-new-tax-laws-same-problems-how-will-you-pay-for-long-term-care-and-still-preserve-your-assets/new-year-new-tax-laws-same-flyers/"></a></p>
<div id="attachment_807" class="wp-caption alignleft" style="width: 689px"><a rel="attachment wp-att-807" href="http://www.andreolilaw.com/new-year-new-tax-laws-same-problems-how-will-you-pay-for-long-term-care-and-still-preserve-your-assets/new-year-new-tax-laws-same-flyers-2/"><img class="size-large wp-image-807" title="New Year, New Tax Laws, Same Flyers" src="http://www.andreolilaw.com/wp-content/uploads/New-Year-New-Tax-Laws-Same-Flyers-768x1024.jpg" alt="New Year New Tax Laws Same Flyers 768x1024 New Year, New Tax Laws, Same Problems...How Will You Pay for Long Term Care and Still Preserve Your Assets?" width="679" height="905" /></a><p class="wp-caption-text">Medicaid Seminar</p></div>
]]></content:encoded>
			<wfw:commentRss>http://www.andreolilaw.com/new-year-new-tax-laws-same-problems-how-will-you-pay-for-long-term-care-and-still-preserve-your-assets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gurwin Seminar on Medicaid</title>
		<link>http://www.andreolilaw.com/gurwin-seminar-on-medicaid/</link>
		<comments>http://www.andreolilaw.com/gurwin-seminar-on-medicaid/#comments</comments>
		<pubDate>Wed, 03 Nov 2010 01:07:01 +0000</pubDate>
		<dc:creator>Craig A. Andreoli</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Irrevocable Trust]]></category>
		<category><![CDATA[Life Estates]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[irrevocable trust]]></category>
		<category><![CDATA[irrevocable trusts]]></category>
		<category><![CDATA[Medicaid agency]]></category>
		<category><![CDATA[Medicaid benefits]]></category>
		<category><![CDATA[Medicaid eligibility]]></category>
		<category><![CDATA[Medicaid Planning]]></category>
		<category><![CDATA[Medicaid Transfer Penalty Period]]></category>
		<category><![CDATA[Seminar]]></category>
		<category><![CDATA[Seminars]]></category>

		<guid isPermaLink="false">http://www.andreolilaw.com/?p=755</guid>
		<description><![CDATA[[ November 17, 2010; 7:00 pm to 8:00 pm. ] Give "Thanks" this year that your family cares about you enough to bring you to this informative seminar on Medicaid.  Learn all about the Medicaid system as well as asset preserving techniques so that your money and home will not be taken by Medicaid.]]></description>
			<content:encoded><![CDATA[<table class="ec3_schedule"><tr><td colspan="3">November 17, 2010</td></tr><tr><td class="ec3_start">7:00 pm</td><td class="ec3_to">to</td><td class="ec3_end">8:00 pm</td></tr></table><p><a rel="attachment wp-att-756" href="http://www.andreolilaw.com/gurwin-seminar-on-medicaid/flyer-3/"><img class="alignleft size-large wp-image-756" title="Flyer" src="http://www.andreolilaw.com/wp-content/uploads/Flyer2-1024x767.jpg" alt="Flyer2 1024x767 Gurwin Seminar on Medicaid" width="648" height="641" /></a></p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Legal Humor &#8211; Medicaid Planning</title>
		<link>http://www.andreolilaw.com/legal-humor-medicaid-planning/</link>
		<comments>http://www.andreolilaw.com/legal-humor-medicaid-planning/#comments</comments>
		<pubDate>Wed, 06 Oct 2010 12:56:31 +0000</pubDate>
		<dc:creator>Webmaster</dc:creator>
				<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[cartoon]]></category>
		<category><![CDATA[cartoons]]></category>
		<category><![CDATA[legal cartoon]]></category>
		<category><![CDATA[legal cartoons]]></category>
		<category><![CDATA[legal comic strip]]></category>
		<category><![CDATA[legal comics]]></category>
		<category><![CDATA[legal humor]]></category>
		<category><![CDATA[Medicaid Planning]]></category>

		<guid isPermaLink="false">http://www.andreolilaw.com/?p=748</guid>
		<description><![CDATA[Is it time to plan for medicaid?]]></description>
			<content:encoded><![CDATA[<div id="attachment_749" class="wp-caption alignleft" style="width: 659px"><a href="http://www.andreolilaw.com/wp-content/uploads/Medicaid-planning-color.jpg"><img class="size-full wp-image-749" title="Medicaid planning " src="http://www.andreolilaw.com/wp-content/uploads/Medicaid-planning-color.jpg" alt="Medicaid planning color Legal Humor   Medicaid Planning" width="649" height="423" /></a><p class="wp-caption-text">Is it time to plan for Medicaid?</p></div>
]]></content:encoded>
			<wfw:commentRss>http://www.andreolilaw.com/legal-humor-medicaid-planning/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TRUST WARS II &#8211; Medicaid Strikes Back &#8211; Irrevocable vs. Revocable Trusts</title>
		<link>http://www.andreolilaw.com/trust-wars-ii-medicaid-strikes-back-irrevocable-vs-revocable-trusts/</link>
		<comments>http://www.andreolilaw.com/trust-wars-ii-medicaid-strikes-back-irrevocable-vs-revocable-trusts/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 15:43:29 +0000</pubDate>
		<dc:creator>Craig A. Andreoli</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Irrevocable Trust]]></category>
		<category><![CDATA[Living Trust]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[irrevocable trust]]></category>
		<category><![CDATA[irrevocable trusts]]></category>
		<category><![CDATA[Medicaid Planning]]></category>
		<category><![CDATA[Seminar]]></category>
		<category><![CDATA[Seminars]]></category>

		<guid isPermaLink="false">http://www.andreolilaw.com/?p=714</guid>
		<description><![CDATA[[ October 19, 2010; 10:00 am to 11:30 am. 6:00 pm to 7:30 pm. ] A long, long time ago in this country, trusts were being used.  They are a tested vehicle that can help achieve a variety of goals.  Join us for a complimentary seminar that explores the distinctions between irrevocable and revocable trusts.  Learn which trust is more applicable for medicaid plannning and why.  If you are confused about trusts in general, you might consider joining us.  
-May the source of trusts be with you.-]]></description>
			<content:encoded><![CDATA[<table class="ec3_schedule"><tr><td colspan="3">October 19, 2010</td></tr><tr><td class="ec3_start">10:00 am</td><td class="ec3_to">to</td><td class="ec3_end">11:30 am</td></tr><tr><td class="ec3_start">6:00 pm</td><td class="ec3_to">to</td><td class="ec3_end">7:30 pm</td></tr></table><p>We met with such a positive response from our first Trust Wars seminar, that we decided to bring it back.  And based upon our attendee&#8217;s comments, we have beefed up the agenda with even more Medicaid pre-planning advise, and whether or not these trusts can play an integral role in protecting your assets.</p>
<p>So please come and join us, but reserve your seat fast.  We truly do have limited space.</p>
<p><a rel="attachment wp-att-730" href="http://www.andreolilaw.com/trust-wars-ii-medicaid-strikes-back-irrevocable-vs-revocable-trusts/flyer-revised-3/"><img class="alignleft size-full wp-image-730" title="Flyer revised" src="http://www.andreolilaw.com/wp-content/uploads/Flyer-revised2.jpg" alt="Flyer revised2 TRUST WARS II   Medicaid Strikes Back   Irrevocable vs. Revocable Trusts" width="600" height="803" /></a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Irrevocable Trust Cartoon</title>
		<link>http://www.andreolilaw.com/irrevocable-trust-cartoon/</link>
		<comments>http://www.andreolilaw.com/irrevocable-trust-cartoon/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 16:44:54 +0000</pubDate>
		<dc:creator>Webmaster</dc:creator>
				<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[cartoon]]></category>
		<category><![CDATA[cartoons]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[irrevocable trust]]></category>
		<category><![CDATA[irrevocable trusts]]></category>
		<category><![CDATA[legal cartoon]]></category>
		<category><![CDATA[legal cartoons]]></category>
		<category><![CDATA[legal comic strip]]></category>
		<category><![CDATA[legal comics]]></category>
		<category><![CDATA[legal humor]]></category>
		<category><![CDATA[Medicaid benefits]]></category>
		<category><![CDATA[Medicaid Planning]]></category>

		<guid isPermaLink="false">http://www.andreolilaw.com/?p=611</guid>
		<description><![CDATA[Irrevocable Trusts are an important tool in planning for Medicaid benefits.]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-large wp-image-612" title="Irrevocable Trust 1" src="http://www.andreolilaw.com/wp-content/uploads/Irrevocable-Trust-1-e1278693443209-1024x795.jpg" alt="Irrevocable Trust 1 e1278693443209 1024x795 Irrevocable Trust Cartoon" width="651" height="503" /></p>
]]></content:encoded>
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		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>TRUST WARS &#8211; Irrevocable vs. Revocable</title>
		<link>http://www.andreolilaw.com/trust-wars-irrevocable-vs-revocable/</link>
		<comments>http://www.andreolilaw.com/trust-wars-irrevocable-vs-revocable/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 16:32:15 +0000</pubDate>
		<dc:creator>Webmaster</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Living Trust]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[irrevocable trust]]></category>
		<category><![CDATA[irrevocable trusts]]></category>
		<category><![CDATA[Medicaid Planning]]></category>
		<category><![CDATA[Seminar]]></category>
		<category><![CDATA[Seminars]]></category>

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		<description><![CDATA[[ August 10, 2010; 10:00 am to 11:00 am. 6:00 pm to 7:00 pm. ] A long, long time ago in this country, trusts were being used.  They are a tested vehicle that can help achieve a variety of goals.  Join us for a complimentary seminar that explores the distinctions between irrevocable and revocable trusts.  Learn which trust is more applicable for medicaid plannning and why.  If you are confused about trusts in general, you might consider joining us.  
-May the source of trusts be with you.-]]></description>
			<content:encoded><![CDATA[<table class="ec3_schedule"><tr><td colspan="3">August 10, 2010</td></tr><tr><td class="ec3_start">10:00 am</td><td class="ec3_to">to</td><td class="ec3_end">11:00 am</td></tr><tr><td class="ec3_start">6:00 pm</td><td class="ec3_to">to</td><td class="ec3_end">7:00 pm</td></tr></table><p><img class="alignleft size-large wp-image-619" title="Flyer revised" src="http://www.andreolilaw.com/wp-content/uploads/Flyer-revised-744x1024.jpg" alt="Flyer revised 744x1024 TRUST WARS   Irrevocable vs. Revocable" width="616" height="845" /></p>
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